How I Saved 10k in 5 Months!

10 tips that helped me save 10k in 5 months and that I currently use:

  1. I made it a priority: I valued my financial stability over materialism.
  2. I went to a financial literacy workshop & found a financial advisor.
  3. I track every purchase & identify it as a NEED, WANT, TREAT or BILL.
  4. I deleted apps that made me spend money like Uber, Uber Eats, editing apps.
  5. I use a cash budget: this makes my spending intentional.
  6. I limit how many times I go out.
  7. I buy groceries + meal prep on Sundays and Wednesdays.
  8. I wait for sales + find cheaper alternatives.
  9. I switched my bank account from unlimited transactions to 25 per month.
  10. I use the Pay As You Go option for my phone bill.

Just like you make hard decisions to stop talking to someone who hurt you or quit a job that doesn't serve you or move countries, becoming financially attractive consists of making hard decisions everyday. For example, I've wanted custom sneakers since May and I told myself I would use one of my work bonuses to buy them but it's 5 months later and I still haven't bought them. Simply because I don't need them. Understanding NEEDS and WANTS will change the game. 

All love, always, Shay.💛

Instagram: @financefortheculture

Email: financesfortheculture@gmail.com

Book a FREE financial analysis: https://calendly.com/financefortheculture/financialneedsanalysis?month=2021-07

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