From Broke to Financially Attractive

It's not too late to tap into my money challenge! Close your eyes and randomly pick one activity each day. Make it interesting! You can do this any month, for as long as you want. Continue to implement these activities to improve your spending habits. Stay tuned for next month's challenge! All love, always, Shay.💛 Instagram: @financefortheculture Email: financesfortheculture@gmail.com Book a FREE financial analysis:  https://calendly.com/financefortheculture/financialneedsanalysis?month=2021-07 Book an Investing 101 Session:  https://calendly.com/shaymoneyinvesting101/60min?back=1&month=2021-07  

You already know that I love SMART goals because they set you up for success. SMART  Goals have allowed me to manifest dreams into reality. Back in November 2019, after looking for a job for 3 months, I set the goal to land a 9-5 job that paid more than my previous job by the end of November and on November 22, I was hired for exactly that. SMART goals help you get focussed. S - SPECIFIC - say it with your chest M - MEASURABLE - can you monitor your progress? A - ACHIEVABLE - make it make sense R - REALISTIC - can you actually do this? *see above* T - TIMELY - give yourself a deadline Here are some of my current goals: 1. Save $12k by June 2021 2. Gain 10lbs by June 2021 3. Read 3 books by June 2021 You have to know your destination in order to know how to get there. Here's how I plan to achieve these goals: 1. Save $12k by June 2021 Get rid of an expense (no hair products + related expenses for 3 months) Online shopping only once a month Outside food only twice a month 2. Gain 10l...

No, really, what are you waiting? Time doesn't stop; if anything it feels like it's moving faster. It's already March!! Again?! A whole year has gone by! Did you know that 140 Toronto restaurants closed last year due to Covid?? Did you know that there are literal industries on the verge of disappearing because automation is taking over? The longer you wait to make changes, the deeper your financial instability will be. The longer you wait, the longer it will take to reverse the damage. I want people to be motivated by my story. I want them to see how small changes make a big impact. I didn't deprive myself of anything. I still ate outside food. I still treated myself every once in awhile. But my goal to become financially stable was bigger than instant gratification. My progress has been so fast because with each milestone, I get that much more motivated to keep going. I have to keep setting the bar higher and higher because the momentum is crazy! I went from $200 in m...