From Broke to Financially Attractive

Who else feels like summer is a mood not a season? I always say that my summer doesn't end until I see snow. Who else feels that way? I know it's been awhile; my last post was in March (cringing) but for good reason! I have been travelling a lot this year, building my business and am blessed to be booked and busy. But I also take accountability because just like my social media content, I should batch create my blog posts so I can be more consistent. Note to self!😅 There's so much to catch you up on! In this blog post, you'll hear a bit about the travel bug I caught (or that never went away), what I've been learning through my mentorship and the importance of committing to self elevation. Travelling: In January, I put $6000 into my Travel Fund with the intentions of travelling 4 times this year. I've been to NY, DC, Vegas and DR so far. And yes, I want to travel a few more times before the end of the year. Why? Firstly, I only got to briefly taste travel freedo...

We've been getting pockets of great weather lately! But beware: warmer weather means lots of parties and events. I want you to have fun but also be mindful. If you don't want to go broke early on (it's not even summer yet!!), keep reading! My top tips for managing your money: KNOW YOUR NUMBERS: figure out what income you're bringing in, what your monthly expenses are and how much disposable income you have to play with each month. Book a FREE financial analysis if you need help organizing your money:  https://calendly.com/financefortheculture/financial-consultation PREPAID OR CASH: Use a prepaid card for your non-essential "fun" budget and upload money onto it. I typically upload $200 per month to use on outside food/going out expenses. Separating your play money from everything else is key! Use one of these links to get free money when you sign up. You will also earn money when friends use your own referral link! KOHO PREPAID SPENDING CARD (get $20):  https:/...

And just like that, it's February! I always tell people that an accurate emoji to describe me is the tornado 🌪😃 January was a busy month for me with it being the start of the year. I'm taking some time off this month because self-care is key but the work doesn't stop. Self development is 24/7. It's officially been a WHOLE YEAR since I did my very first financial literacy workshop sharing my journey and since I monetized Finance for the Culture. A whole year, wow! I've learned so many new things about myself, finance, business, people, the world and I'm sharing those lessons on Instagram Live tonight (Tuesday, February 1st) @ 6:30pm EST. Tap in if you have the capacity! I'm a huge believer in paying it forward and giving back so I want to help the entrepreneurs and creatives that follow me better navigate their businesses. I'm not a business coach but I'm an expert in my experiences. A lot of the time, we see the finished products but not the journe...

One of the books I'm reading right now (yes, I'm reading 2 books at once 👀) is The Psychology of Money by Morgan Housel. I absolutely love it so far because it's detailing the lives and behaviours of well-known investors of the past. As you may know, I got started my financial journey in November 2019 and invested for the first time in November 2020. I'm super into finance and business books and content so this is right up my alley. There's also such good insight and awareness in the book so I'm going to share my favourite parts: No One's Crazy: I always tell people that despite someone's actions, I try to extend grace because I'm good at empathizing with why they might be doing said action. Example: some people from marginalized communities splurge every time they get a pay check. The general lack of financial guidance and the intensity of the scarcity mindset means that they're simply acting based on what they know. Even if they learned a few ...

Happy 2022! 2021 was a big year for me because I was let go of my 9-5 which catapulted my entrepreneurship journey, I committed to building my online presence as a financial advisor, I hit a bunch of business and financial milestones, I helped 130 clients through financial mentorship and ended the year with an intense, transformative epiphany. I learned to tighten up my boundaries (AGAIN🥴), heavily schedule my days, automate parts of my business, challenge myself with goals and much more! My goals for 2022 include introducing new elements to my business, continuing to fearlessly market myself, building a team and making smart investments. A friend sent me these super dope journal prompts to reflect on 2021 and prepare for 2022. There's about 36 pages so during my downtime, I complete the questions. I want to remind you to always be willing to learn from the past and use those lessons to thrive in the future. You can't change the past so focus on making each new day, new month,...